Lender INVESTMENT Solutions

Mortgage Investors have the choice between the two plans depending on the investor's preferences, experience and the type of mortgage investments they have in their portfolio. The main differences between the Advance and Essentials plan are based on the desired level of control over a mortgage loan investment.

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Provide Seamless end-to-end
Management
Deliver Unmatched Expertise and Personalized Service
Maximize Returns and
​Mitigate Risks

How Does A Mortgage Administrator Work For An Investor/Lender?

Step 1

Mortgage Loan Origination

SCC can assist you in the initial steps of acquiring a loan origination, which involves the application and the underwriting of the mortgage.

Step 2

Mortgage Loan
Servicing

Collecting monthly mortgage payments from the borrower, maintaining accurate records, mortgage modifications and inquiries.

Step 3

Compliance and Reporting

As a licensed Mortgage Administrator Sagewise Capital Corporation (SCC) performs regular audits, and prepare the necessary reports for regulatory bodies such as FSRA.

Step 4

Investor
Communication

SCC provides regular updates and reports to mortgage investors regarding the status and performance of the mortgage investments.

Benefits of Choosing a Licensed Mortgage Administrator

Collecting and Processing

Collecting and processing mortgage loan payments from borrowers.

Managing Insurance

Managing insurance requirements for mortgaged properties.

Managing Delinquency

Managing delinquency tracking and default management processes.

Handling Mortgages

Handling mortgage accounts and ensuring proper allocation of funds.

Communication

Communicating with borrowers to provide information and address concerns.

Tracking and Reporting

Tracking and reporting on loan balances, interest rates, and payment schedules.

up-to-date records

Maintaining accurate and up-to-date records of mortgage portfolios.

Ensuring compliance

Ensuring compliance with relevant laws, regulations, and licensing requirements.

Assisting lenders

Assisting lenders with loan payoff and final reporting requirements.

Solid team

Solid team of solicitors on hand to register and manage defaults.

Choose The Best Plan For You

Mortgage Investors have the choice between the two plans depending on the investor's preferences, experience and the type of mortgage investments they have in their portfolio. The main differences between the Advance and Essentials plan are based on the desired level of control over a mortgage loan investment.

 Essential Plan

The Essentials Plan includes core services such as, loan servicing, accounting, compliance, and reporting. The plan offers basic services such as automatic payment processing, reporting of delinquencies and collections, and monthly statements.

It's a cost-effective option that offers essential services to manage mortgages but doesn't include loan origination, underwriting advice and recommendations.

Advanced Plan

The Advance Plan is more comprehensive and offers additional bespoke services and options.

The Advance Plan includes all the services provided in the Essentials plan but also includes additional services. The plan offers customization options, such as loan origination and structuring, document review, appraisal management, support and recommendations.

With advanced reporting and analytics, this plan enables investors to make informed decisions and maximize their mortgage investments and remain anonymous on the title of the property.