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Consumer-driven banking at its best. Use the Sagewise Prepaid Visa Card to stay on a budget, keep track of bills, travel, and use cross border to make purchases.
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“These innovations can help make life more affordable, and even help young Canadians when it is time to buy a first home” Canadian Budget 2024/Report
Businesses can easily manage company expenses, give employees or customers incentives to drive sales.
Add features, like the credit builder to help build up credit score or Travel Insurance to give you a peace of mind
The Sagewise Visa card provides features for streamlining expenses and managing add-ons, it can be a valuable financial tool for individuals or businesses looking to simplify expense management, customize their card benefits, and optimize their spending habits.
| Features | Prepaid Card | Credit Card | Debit Card |
|---|---|---|---|
| Credit Check | No | Usually required | No |
| Credit Limit | Limited to loaded funds | Assigned by issuer | Limited to ready funds |
| Payment Method | Prepaid balance | Line of credit | linked to bank account |
| Reloadable | Yes, optional | Yes | No |
| Fees | Activation, Reload, ATM | Annual fee, Interest | Overdraft, ATM |
| Liability for Fraud | Limited | Limited | Limited |
| Interest Charges | None | Yes, if not paid | None |
| Usage Restrictions | Limited to loaded funds | Credit limit | Limited by ready funds |
| Add-ons | |||
| the credit builder | ✔ | ❌ | ❌ |
| Access Home Equity | ✔ | ❌ | ❌ |
| TravelStar® Insurance | ✔ | Depends | ❌ |
| Sole Health Insurance | ✔ | Depends | ❌ |
| Visitors to Canada Insurance | ✔ | ❌ | ❌ |
“The prepaid card is owned and issued by DCBank pursuant to license from Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International.”
